Good for total loss I suppose
Reviewed Sep 2017
Just paid for second year with Youi. Initial renewal notice had huge increase on premium, but rang and wound him down a lot then took higher excess ($1K), and got back nearly to last year's amount. Only need cover for the marina really, as would self-insure the Tophat 25 anyway. Good for total loss I suppose. Basically $500 for $20K .